A 6-pack should always be part of your arsenal against life. Read more

“Get a cat.” Read more

My cats go on extra high alert if there is any sort of bug in the house. It’s great, they find them right away and will occasionally even squish a fly against the wall. On a good day, they can even catch them with both paws out of the air! Of course, most often they don’t wish to kill, just to smack. But this is okay,… Read more

Bring in younger, cheaper replacements! That’s the American spirit! Read more

I just can’t help it, but I gotta rain on this guy’s parade. Years ago, a cop told me only idiots rob banks nowadays for a few reasons. Mainly, the haul is pretty small (probably a few grand) compared to what you can get away with doing all sorts of other “illegal activities” and chances are high you’ll get caught. If… Read more

Some great advice in here. Related to the natural remedies part... I started saving/drying out my used peppermint tea bags and placing strategically around the kitchen cabinets. It has helped actually. (Keeps things smelling fresh too!)
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My last year of college I decided to pad my income by finding an apartment that cost less than the housing stipend we were given. I found one way outside town, a converted attic above a farmhouse. I heard skittering the first few nights after it got cold, but I never saw anything, so assumed whatever it was lived in… Read more

The roach powder works pretty well in my experience. Two uses... 1) Spray a light coat under cabinets, appliances, etc. As I remember, roaches walk through it (has to be light enough for that), it sticks to their hairs, they groom it off, then die. 2) Mix about 1:1:0.5 of sugar, poison, and baking soda. Wet to a… Read more

I did all over my house with this: Read more

Deadbeats know when they owe money and when they don’t.
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Time Warner did this to me via a collections agency in Utah, claiming I owed a round sum of $500. Seriously. Not $488.36 or something that might make me second-guess, but a plain old $500.00. The collections agency didn’t even have record of my name or any charges levied against me. They were the ones who looked up… Read more

ERC is the worst. They sent a letter with a bogus debt to my parents’ house. I haven’t lived with my parents for over 15 years, and they now live in a house that I have never lived in. Read more

I had something like this happen to me a few months back. I got a letter from a debt collector claiming I owed an insurance company $1800. I had a renters policy through them, but I think the total premium I paid was something like $150 so obviously something was up. I called the insurance company, and I called the… Read more

Actually, yes. If you think that everything about this post is harmful, and that you can do a better job of explaining it, why don’t you? Read more

While going off of an internet post may not be the greatest advice, simply saying “call an attorney” is a bit extreme for what might be a claim that I owe $97. Often these sorts of things are small enough such that individuals will just pay them.
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So, the kinds of people collecting debts who hire attorneys specializing in such are not exactly the same people as the fly-by-night third-party debt collectors who throw ten thousand pieces of bait into the water, each bought for cents on the dollar from the actual debt-owners, and try to mislead the eight that… Read more

Way to be useful. Maybe next time offer advice instead of criticism Read more

annnnd...so what did he say that was dangerously ignorant? Read more